1. Introduction
Blue Prime Capital ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit blueprimecapital.com or apply for funding through our services.
2. Information We Collect
We collect the following types of information:
- Personal Information: Name, date of birth, Social Security Number, home address, phone number, email address
- Business Information: Business name, EIN, business address, industry, time in business, monthly revenue
- Financial Information: Bank statements, credit score range, existing loan balances, average daily balance
- Technical Information: IP address, browser type, pages visited, time spent on site (via cookies and analytics)
- Communications: Records of emails, calls, and messages between you and our team
3. How We Use Your Information
We use your information to:
- Process and evaluate your funding application
- Submit your application to funding partners on your behalf
- Communicate with you about your application status
- Comply with legal and regulatory requirements
- Improve our website and services
- Send you relevant marketing communications (with your consent)
- Prevent fraud and protect the security of our services
4. Sharing Your Information
We may share your information with:
- Funding Partners: Lenders and funders who may provide financing to your business
- Credit Bureaus: For credit checks as required by funders
- Service Providers: Third-party vendors who assist us in operating our business (e.g., CRM, email services)
- Legal Authorities: When required by law, court order, or government regulation
We do not sell your personal information to third parties for marketing purposes.
5. Data Security
We implement industry-standard security measures to protect your information, including SSL encryption on our website, secure data storage, and limited access to personal information by our staff. However, no method of transmission over the internet is 100% secure and we cannot guarantee absolute security.
6. Cookies
Our website uses cookies to enhance your browsing experience and analyze site traffic. You may disable cookies in your browser settings, though some features of the Site may not function properly as a result. We use Google Analytics to understand how visitors interact with our Site.
7. Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt out of marketing communications at any time
- Request that we restrict processing of your information
To exercise any of these rights, please contact us at mark@blueprimecapital.com.
8. Data Retention
We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Application data is typically retained for up to 7 years in accordance with financial recordkeeping requirements.
9. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.
10. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately.
11. California Privacy Rights
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the sale of your personal information. We do not sell personal information.
12. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page with an updated date. Your continued use of our services after any changes constitutes your acceptance of the updated policy.
13. Contact Us
If you have any questions about this Privacy Policy or how we handle your information, please contact us:
- Email: mark@blueprimecapital.com
- Phone: (514) 448-7348
- Website: blueprimecapital.com
- Location: Miami, Florida, USA